There’s nothing like making memories on the open road while also feeling as if you’re driving your living room around. Be it with the kids or in retirement, there’s no more personal way to see our great country at your own pace. Luckily for you, Massachusetts has one of the lowest average RV premiums in the country. Quotes vary, but the average rate in the state is about $1,230 per year.
Of course, a unique vehicle such as an RV or mobile home needs unique insurance. There are often lots of valuable items in your RV that you might not find in a car, but would in a home. You can trim out your RV with flat-screen televisions, video game consoles, king size beds, gourmet cookware, appliances and shade canopies. Pardon the cliché, but your RV is truly a home away from home.
We can help you protect it and the people inside it.
First, you should know the State of Massachusetts requires that most RVs operating on public roads have liability and uninsured/underinsured motorist coverage. This will protect you from the expense of third-party property damage or bodily injury after an accident is deemed your fault. It will also provide protection should you get into an accident caused by someone who doesn’t have enough insurance – or any insurance at all – by fully reimbursing you for damages and injuries to you or your passengers.
Remember – Massachusetts is a no-fault insurance state, so part of your medical expenses will be covered by a personal injury protection (PIP) policy. Should medical expenses exceed the PIP limit, uninsured motorist coverage is there to cover the remainder of the remaining balance.
Your RV is a valuable asset. You stand to lose a pretty penny if something happens to it. You want the best protection possible at the best price you can get. That’s why we’re here. Call us and we’ll explain how to effectively insure your RV for a price you can afford.