Even if you don’t work in the business, you’re probably familiar with basic types of insurance, like; life insurance, home and auto insurance, and liability coverage. But, have you ever thought about insuring yourself against alien abduction? Or, maybe taking out a policy out on your legs?
Whether it’s insurance against monsters, or the rich & famous covering their assets for millions, here are:
The 5 Weirdest Things Ever Insured
- Gene Simmons Tongue
In the late 70s, KISS was one of the most popular bands in the world. Known for face paint, pyrotechnics, and the really long tongue of their bassist, Gene Simmons, who had it insured for a cool $1 million. It was like a fifth member of the band, after all.
- Keith Richards Finger
Keith Richards has used his middle finger for numerous things, like pointing, driving and playing guitar for his band, The Rolling Stones. Considering The Stones typically make over $100 million per tour, it’s no surprise Keef got his middle finger ensured for $1.6 million.
Alien abduction insurance is meant to cover your expenses if you are kidnapped by extraterrestrials or non-human life forms. Hollywood legend has it that actress Shirley MacLaine had insurance that would have paid out $25,000 for any loss due to alien abduction.
Lloyd’s of London claims to have written over 20,000 alien abduction policies.
- Loch Ness Monster
In the 1970s, Nessie-mania was at a peak and expeditions were plunging the depths of Loch Ness to find the legendary monster. Capitalizing on the craze, Scottish Whiskey makers, Cutty Stark, offered a £1million reward for a live capture, but their initial request for insurance was turned down by Lloyd’s of London, stating “The Risk is too great.” Eventually, after public pressure, Lloyd’s issued the policy in case Nessie made an appearance.
In 2013, Scottish cruise line Jacobite Cruises were insured for £1m against any potential damages incurred by the Loch Ness monster.
- Bruce Springsteen’s Vocal Cords
Like an irreplaceable Stradivarius violin, the voice is a singer’s instrument and a critical part of their career. Securing his spot in the Rock and Roll Hall of Fame with his unmistakable, raspy voice, Bruce Springsteen is one of the most successful rock figures ever. His Born in the U.S.A. (1984) album is certified 15× platinum and was one of the best-selling albums of all time. At the height of his fame, the Boss’ vocal cords were insured for $6 million.